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Medicaid is generally recognized in Texas and all other states as the publicly-funded program that is available to help pay for the escalating costs of nursing home and other residential care in a person's old age. Medicaid exists on a combination of funding from federal and state sources. For a person to be qualified to receive Medicaid assistance for home care or nursing home costs, there are certain qualifying rules to meet. These rules and other considerations may be the subject of a beneficial long\-term care plan that a person or married couple may obtain through consultation with their elder law attorney.

Under current rules, a single applicant asking for home expenses must have $14, 850 maximum in assets and no more than $845 in monthly income. For a person needing nursing home funding, the $14, 850 maximum in assets also applies. For married couples, when one spouse needs a nursing home, the community spouse may have about $120, 000 maximum in assets. Retirement funds in recognized federal depository accounts are exempt from the long-term care requirements.



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